On Tuesday I picked up a book/cd called MANGA CLIP ART. The CD has a bunch of mix and match templates. These templates may aide some of the more drawing challenged members of the community contribute art despite their natural ability.
It doesn't breakdown the layers as far as I would like but it is way better than anything I could accomplish at this point on my own. They also have a fantasy art book as well.
The book is about half tutorial including shading and coloring and half examples.
http://www.amazon.com/Manga-Clip-Art.../dp/0740757369
Anyway I made a quick story using the clip art called "Number One Fan". Sorry about the quality of the scan I need to clean the glass the word doc file was to large to post intended to be 11X17.